At Money Mind, we believe financial peace starts with privacy. This policy outlines how we
handle your data with the same care you handle your future.
Information We Do NOT Collect
Transparency means being clear about what stays private. Money Mind specifically does not collect:
- Bank Credentials: We never ask for your bank login or credit card
numbers. You remain the sole owner of your financial access.
- Location Tracking: We do not track your GPS or background location.
Your movements are your own.
- Data Selling: Your spending habits are not for sale. We never share
or sell your data to third-party advertisers or brokers.
- Background Sensors: We do not access your microphone or camera unless
you explicitly use a feature like receipt scanning.
Information We Collect
Our app is designed to be a local-first financial tracking tool, but we collect essential data to provide
a seamless experience:
- Financial Data: Transactions, categories, amounts, and dates manually
input or scanned via receipts.
- Budgeting Data: Your spending limits and savings goals to power our
insight engine.
- Account Info: Your email address, used solely for secure
synchronization across your devices.
- Integrity Checks: System metadata to detect rooted or jailbroken
states, ensuring a secure environment for your wealth data.
How We Use Your Data
We do not sell your financial history. Your data serves you directly:
- App Functionality: Calculating balances, tracking budget health, and
visualizing trends.
- AI Reflections: Our Gemini-powered AI analyzes your patterns locally
and via secure proxies for personalized insights. Your data is never used to train
global AI models.
- Synchronization: Keeping your data consistent and backed up using
enterprise-grade cloud infrastructure.
Data Storage & Privacy
We leverage industry-standard infrastructure to keep the "Mind" in Money Mind private:
- Encrypted Transit: All data moves between your app and our servers
via SSL/TLS encryption.
- Cloud Security: We use Supabase (SOC2
Compliant) for all database operations, ensuring enterprise-level security.
- Local Protection: The app supports Biometric (FaceID/TouchID) and
PIN-based locks to prevent physical unauthorized access.
Your Privacy Rights
You have the absolute right to be forgotten. We provide a "Danger Zone" in the app settings where you
can:
- Export your entire financial history in a portable format.
- Instantly delete your account and all associated cloud data permanently.